The famous blonde needs to remember that she not the star on Baywatch anymore - or better said - she should have taken that into consideration some time ago.

She is reportedly in major financial trouble!  And the hole is huge - 1.2 million bucks. In addition to unpaid taxes of $252,360, she owes a pile to construction companies who renovated her Malibu home last year.

One construction company alone - Bruder Construction has already filed $674,043 lien against Pamela for costs including labour, materials and subcontractors.

So it sounds like she is in big trouble - and we have to wonder if she even knows how to live within her means!

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